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The key to finding the right prepaid credit card is to find one that charges no fees or very small fees.

All prepaid cards charge various fees, but some of them waive some or all of the fees if you sign up for direct deposit.

There are several prepaid cards that will waive all fees if you have your paycheck direct deposited to the card.

There is one other important benefit to these cards–online bill pay.

Prepaid credit cards offer several benefits beyond a simple ATM card.

Perhaps the key benefit is direct deposit of paychecks, government checks, and benefit checks.

The top prepaid cards can be used to pay bills online.

Just like a bank account, you can have funds transferred from a prepaid credit card to pay car loans, the mortgage, utilities, or just about any other monthly expense.

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